bonds

4 min read 2023-01-27 15:00:05

Mission Accomplished

I JUST GOT A RAISE from Uncle Sam—and relief from one of early retirement’s biggest unknowns. In December, when I turned age 65, I swapped my

1 min read 2023-01-27 13:53:47

THE FEDERAL RESERVE raised the federal funds rate in 2022 from zero to more than 4% to combat high inflation. While those rate increases severely

5 min read 2023-01-25 13:00:31

MY MONEY JOURNEY began as a young girl when a confluence of events created tragedy and financial ruin for my family. I grew up in Brooklyn in the

3 min read 2023-01-23 15:00:41

INCOME SHOULD BE ONE of the simplest concepts in financial planning—and yet it turns out to be one of the most confusing, thanks to the multiple

3 min read 2023-01-23 15:00:41

INCOME SHOULD BE ONE of the simplest concepts in financial planning—and yet it turns out to be one of the most confusing, thanks to the multiple

5 min read 2023-01-22 15:00:52

IS THE STOCK MARKET headed for a sea change? That’s the argument money manager and author Howard Marks makes in his most recent memo. The sea

2 min read 2023-01-22 13:49:54

I BEGAN TRYING TO figure out the laws related to retirement and employee benefits after the enactment of ERISA in 1974. I spent endless hours over

5 min read 2023-01-15 15:00:13

LAST WEEK, I TALKED about Carveth Read, the English philosopher who’s famous for saying, “It is better to be vaguely right than exactly wrong.”

4 min read 2023-01-14 03:31:05

If you are investing, you read so much gloom and doom. The recession, the inflation, the coming market crash, the job losses, the hardship, the war,

2 min read 2023-01-11 12:39:25

I JUST READ THAT the 4% rule is making a comeback. From where, I thought? Under the 4% rule, you withdraw 4% of your nest egg in the first year of

5 min read 2023-01-08 15:00:54

ONE OF THE MOST important ideas in personal finance comes not from a financial expert but from a 20th century English philosopher named Carveth Read.

4 min read 2023-01-06 13:59:56

I HAVE A RITUAL ON New Year’s Day—and it has nothing to do with making resolutions or watching college bowl games on TV. Every Jan. 1, I pull up

3 min read 2023-01-05 15:00:00

RETIREMENT PLANNING videos and books can be frustrating because of the conflicting advice from so-called experts. Often, these experts are outside

2 min read 2023-01-04 12:55:51

IN FALL 2021, I WROTE about my father-in-law’s impending death due to cancer. He died a few months after publication. I had the honor of writing

2 min read 2023-01-02 15:00:32

I'VE BEEN RETIRED for six years and—like many retirees—I rely on my portfolio’s appreciation, interest and dividends for most of my retirement