in retirement blog

2 min read 2022-06-07 12:11:24

Feeling It

IT’S FINALLY HAPPENED: I feel old. Never mind that I am old. Until recently, I didn’t feel old. One contributor to my changed mood: At 78, I’m

1 min read 2022-05-25 11:27:26

AS I WAS PREPARING to retire last year, I spoke with a number of friends who were also about to leave the workforce. One of the main topics of

2 min read 2022-05-22 12:13:38

LOSS AVERSION IS ONE of the most powerful behavioral-finance phenomena. It’s often defined as “losses loom larger than gains.” It’s been said

1 min read 2022-03-14 13:47:27

JUST HOW ROUGH HAS 2022 been for retirees? Vanguard Target Retirement Income Fund (symbol: VTINX) is down nearly 6% so far this year. Barring a

1 min read 2022-03-05 12:58:43

I’M IN THE HABIT of checking my investments every day. Since I consolidated them into one Fidelity Investments’ account, it’s easy to see the

2 min read 2022-02-26 13:08:23

SEEING YOUR IRA or 401(k) decline precipitously is bad enough. Locking in those losses is far worse. The good news: I’ve perused various Facebook

2 min read 2022-02-20 15:53:49

VIEW ANY NUMBER of YouTube videos on retirement planning, and you’ll find advice on how much you need to save each month, how to invest, how much

1 min read 2022-02-19 13:25:14

WHAT IF WE MADE IT easier to delay Social Security, so more retirees ended up with a larger monthly check? Last year, I wrote about a study from

2 min read 2022-02-08 15:13:28

READER COMMENTS on one of my blog posts prompted me to dig deeper into my thinking about asset allocation. A trip to the HumbleDollar archive led me

2 min read 2022-01-25 15:17:45

I DID ACHIEVE financial independence and retire early—if you count age 64 as early. My friend Jose, a true believer in FIRE, or financial

2 min read 2022-01-21 15:30:57

WE’VE BEEN BRAINWASHED by advertisers and financial firms into believing that retirees are a homogeneous group who all want the same things. They

2 min read 2022-01-19 13:37:50

WHEN FOLKS TALK about their best financial decisions, they’ll often mention the investments they bought. But my list is quite different. Here are

1 min read 2021-12-24 00:56:26

IF YOU’RE A NUMBERS geek who’s also interested in Social Security, the recently released OASDI Beneficiaries by State and County 2020 report is

2 min read 2021-12-21 13:47:14

HOW MUCH INCOME do I need to retire? That’s a question many Americans have. I recently learned the hard way how different the answers can be. On a

1 min read 2021-12-13 14:58:24

SENIORS RECEIVING Social Security celebrated the recent announcement that their benefits will increase 5.9% this January. It’s the largest