saving

4 min read 2022-05-18 12:00:05

Ten Points of Pain

I JUST COMPLETED my fourth year preparing tax returns as part of the federal government’s Volunteer Income Tax Assistance (VITA) program. I’ve

3 min read 2022-05-16 14:00:28

SOMEBODY OUT THERE is buying and holding longer-term bonds—but you probably shouldn’t. Yes, they’ll notch big gains if interest rates fall, but

2 min read 2022-05-16 13:27:09

AMID THIS YEAR’S market wreckage, perhaps the most disappointing performers have been target-date retirement funds (TDFs). Many 401(k) investors

5 min read 2022-05-16 11:46:38

If there’s one thing (aside from COVID) that has been on the collective minds of Australians of late, it’s the cost of living. Every day prices

4 min read 2022-05-10 14:00:59

I'VE BEEN GIVING salient and sagacious financial advice to HumbleDollar readers for coming up on two years. Before that, I’d shared my wisdom for

4 min read 2022-05-10 14:00:59

I'VE BEEN GIVING salient and sagacious financial advice to HumbleDollar readers for coming up on two years. Before that, I’d shared my wisdom for

3 min read 2022-05-09 18:15:24

The Honeybee and I recently bought $20,000 worth of United States’ Series I savings bonds – known colloquially as “I bonds” – in order to

3 min read 2022-05-09 14:00:43

BOXER MIKE TYSON observed, shortly before he bit Evander Holyfield’s ear, that, “Everyone has a plan until they get punched in the

5 min read 2022-05-08 14:00:05

A FRUSTRATING reality: Uncertainty is always a factor in personal finance. Still, some aspects are somewhat predictable. Among them is the

2 min read 2022-05-08 13:18:31

WARNING: WHAT YOU read next may be interpreted as a rant—because it is. I’m tired of hearing about how Americans are unprepared for retirement

11 min read 2022-05-07 12:00:02

WHEN I THINK ABOUT my financial journey, I’m reminded of a line from a famous Grateful Dead song: “What a long, strange trip it’s been.” My

4 min read 2022-05-05 14:00:30

I BECAME INVOLVED with employer health benefits in 1962. Back then, my job was to screen medical claims before sending them to the claims’

2 min read 2022-05-04 13:48:53

Click here to see all of my past Savings Reports and view my interactive net worth chartGo to How To Track Your Savings to check out the Saving

6 min read 2022-05-04 12:00:39

ROUGHLY 20 YEARS AGO, I left the world of corporate finance. I saw some of the ugly, high-fee undiversified products many of my friends owned—and

2 min read 2022-05-03 13:07:24

HAVE YOU EVER MADE a plan and then had it go awry? Like the car breaking down on the highway when you’re driving to Christmas dinner, as happened