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ShopKeep vs. Clover: Pricing, Features, User Reviews

Choosing a point of sale (POS) system for your business is more important than you might think. How many times have you, as a customer, gone to check out at a store and experienced long lines, glitchy systems, or some other issue? So many of these problems can be prevented by exploring and comparing the best POS systems—like ShopKeep and Clover POS.  Which of these top solutions is right for your small business? In this review,...

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Toast vs. ShopKeep: Pricing, Features, User Reviews

The best way for your restaurant to process transactions, keep track of inventory, manage employees, and build customer relationships, is by having an in-depth point of sale, or POS system. So, if you’ve found yourself comparing Toast vs. ShopKeep, this review is here to help. We’ll discuss everything you need to know to decide which of these POS systems is best for your business. Toast vs. ShopKeep Comparison...

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The Best Business Loans for Freelancers

As a freelancer, you have a lot on your shoulders. After all, you have to be every role in your company as well keep an eye on your finances. One component of that is figuring out the best business loans for freelancers if you find that you need a little (or even a lot of) extra capital to get your work done. Luckily, there are lots of options for business loans for freelancers, no matter your financial standing or the kind of...

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Patriot Payroll vs. Gusto: Pricing, Features, User Reviews

Maintaining a small business requires significant effort—not only do you have to focus on growing and adapting your business—you also have to establish processes for everyday tasks, such as payroll management. Luckily, there are many payroll software systems out there that allow you to fully automate your payroll so you don’t have to invest significant portions of your time managing this important business function. That said,...

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What Is a Chargeback?

As a business owner, the last thing you want is a dispute with a customer. Unfortunately, with the increased incidence of chargebacks due to “friendly fraud,” businesses are at a greater risk of losing money from customers who opt to file a dispute with their bank instead of working directly with merchants to resolve the issue or receive a refund.[1] To prevent your business from facing frequent chargebacks—and the merchant...

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What Is Loan Principal?

Getting money from a loan is just the start of a journey that will affect your business’s taxes, accounting, and budgeting until the loan is fully paid back. Therefore, understanding business loans and, more specifically, the concept of the loan principal is crucial for small business owners.  The truth is, when you take out a loan, you actually pay back two different things: the loan principal and the loan interest. Here, we’ll...

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Loan Terminology Every Business Owner Should Know

The world of small business financing can be a confusing one—especially if you’re just entering it for the first time. This industry has many acronyms and confusing loan terminology, and if you’ve never shopped for small business loans before, you might feel totally in the dark. Whether you’re just shopping your options, comparing different loan offers, or signing an agreement, it’s important to know the business loan terms...

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12 Small Business Grants for Veterans in 2020

For a relatively small population, veteran entrepreneurs have a significant footprint on the small business landscape. And like many business owners, they sometimes need business loans or other funding forms to help launch or grow their endeavor. As of 2019, 2.5 million of the country’s small businesses were owned by veterans, which accounts for 9.15% of all American businesses. As a gesture of faith, gratitude, and support for...

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Gusto vs. Square Payroll: Pricing, Features, User Reviews

Running a small business comes with a lot of responsibilities, particularly when you have employees. Managing employee payroll is an important task that can often feel overwhelming. Luckily, thanks to innovative payroll services on the market, handling payroll can be streamlined and simplified. Two of the top names in the payroll business are Gusto and Square. Comparing the key benefits and services of Gusto vs. Square Payroll can help...